When a tree falls on your home, it can be a stressful and potentially dangerous situation. Here are the immediate steps to take:

1. Ensure Safety First:
   • Your safety and the safety of your family should be your top priority.
   • If it’s safe to do so, carefully exit the home. Avoid damaged areas and be cautious of falling debris.
   • If you suspect structural damage, do not enter the building. Evacuate and call 911 for assistance.
2. Call for Emergency Help:
   • If anyone is injured or trapped, call 911 immediately for emergency assistance.
   • If there are downed power lines, stay clear and report them to the utility company and emergency services.
3. Turn Off Utilities:
   • If it’s safe and you know how to do it, turn off the gas, water, and electricity to your home to prevent further hazards. If you’re not sure how to do this, wait for professionals to arrive.
4. Document the Damage:
   • Once it’s safe to do so, document the damage with photographs and videos. This documentation will be important for insurance claims.
   • Take pictures of the tree, the damage to your home, and any personal property that may have been affected.
5. Contact Your Insurance Company:
   • Notify your homeowner’s insurance company as soon as possible. They will provide guidance on the claims process and may send an adjuster to assess the damage.
   • Be prepared to provide detailed information about the incident, including the date and time, location, and a description of the damage.
6. Secure Temporary Shelter:
   • If your home is uninhabitable due to the damage, make arrangements for temporary shelter. This could include staying with friends or family, booking a hotel, or finding a temporary rental.
   • Keep all receipts for accommodations and expenses, as they may be reimbursed by your insurance company.
7. Tree Removal:
   • Hire a professional tree removal service to safely remove the fallen tree from your home. Do not attempt to remove it yourself, especially if it’s near power lines or if it poses a danger.
   • Ensure that the tree removal service is licensed, insured, and experienced in handling such situations.
8. Assess Structural Damage:
   • Have a qualified contractor or structural engineer assess the extent of the damage to your home. Some damage may not be immediately visible but could compromise the structural integrity.
9. Temporary Repairs:
   • Make temporary repairs to prevent further damage. Cover holes in the roof with tarps or plastic sheeting, and board up broken windows.
   • Only undertake these repairs if it’s safe to do so and you have the necessary skills and tools. If in doubt, hire professionals.
10. Follow Insurance Procedures:
    • Work closely with your insurance company throughout the claims process. Provide all requested documentation promptly.
    • Obtain repair estimates from licensed contractors and submit them to your insurance company.
11. Long-Term Repairs:
    • Once the immediate damage is addressed, work with contractors to plan and carry out the necessary long-term repairs to your home.
12. Preventative Measures:
    • After the incident, take steps to prevent future tree-related incidents, such as regularly inspecting and maintaining trees near your home and removing trees that pose a risk.